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Resource center Customer support

HSA sign in

  • Check your balance
  • Manage contribution
  • Reimburse yourself
  • Pay a bill

How to transfer your HSA

Multiple HSAs? Consolidating your funds into one account with Optum Bank is easy.

FSA sign in

  • Check your balance
  • Upload receipts
  • Track your claims status

Shop and save

Your payment card is the fast, easy way to save on all kinds of everyday eligible health items.

Customer support

Get help with all your Optum Bank health benefits accounts — from HSAs and FSAs to HRAs and more.

Sign in

To manage your Optum Bank accounts, start by signing in. 

  • Report stolen card
  • Get help logging in
  • Check your statement
  • Request another card
  • Find answers to tax questions

Contact us

Find a phone number, email address or other contact information for Optum Bank products and services. 

Customer support FAQ

Because your security is our top priority, we’ve updated our account sign-in process to use HealthSafe ID. This leading technology strengthens website authentication protocols and enhances the security of your account by adding dual-factor authentication. 

Using a HealthSafe ID gives you access to many of your health benefits across UnitedHealth Group with just one username and password. No more multiple passwords for multiple sites. Use it whenever you see the HealthSafe ID name.

HealthSafe ID is owned by UnitedHealth Group, the parent company of UnitedHealthcare and Optum®. Optum manages the HealthSafe ID solution within UnitedHealth Group.

If you’re having problems signing in or if you want to create an account, choose the link that best fits your needs:

For tax-related questions and information, visit our HSA tax center.  

Remember, your HSA provides triple tax savings. The money you contribute goes in, grows and comes out income tax-free* when used for qualified medical expenses. So it pays to make the most of your account.

If your card is lost or stolen, sign in to your account right away to report it and request a replacement.

You can submit a claim online (via the Optum Bank mobile app or member portal) or by mail, email or fax.  

To get started, sign in to your account and navigate to the claims section. From there, you can submit your claim online or download the relevant form and send it by mail, email or fax.  

Regardless of how you submit your claim, you must provide all requested information for it to be approved and processed. This typically includes:  

  1. Name of provider
  2. Name of patient (who received the item/service)
  3. Description of service
  4. Date of service (not date payment was made) 
  5. Amount charged (not amount paid as this could differ from amount charged for eligible service/item)

Call 1-844-458-6738 to cancel your account.

Additional customer support resources

Customer support line

If you need more help, call our customer service support line at 1-888-445-8745.

Business support for industry professionals

Get resources and support for health care providers, payers and partners.

*Income taxes may apply in certain states. This communication is not intended as legal or tax advice. Consult a legal or tax professional for advice on eligibility, tax treatment and restrictions.