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HSA sign in

  • Check your balance
  • Manage contribution
  • Reimburse yourself
  • Pay a bill

How to transfer your HSA

Multiple HSAs? Consolidating your funds into one account with Optum Bank is easy.

FSA sign in

  • Check your balance
  • Upload receipts
  • Track your claims status

Shop and save

Your payment card is the fast, easy way to save on all kinds of everyday eligible health items.

HSA resources

Learn how to make the most of your health savings account.

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Account basics  |  Use and manage your account  |  Calculators and tools  |  Planning and investing  |  Optum Bank Academy

Account basics

Open an HSA

See if you’re eligible to open an HSA. If you have a high-deductible health plan, an HSA may help you save and pay for medical expenses.

Top 5 reasons to open an HSA

Learn more about the benefits of opening and using an HSA.

Fund your health savings account

Optum shows how funding your HSA today may help you prepare for expected, and unexpected, health care costs tomorrow.

HSA Course - Start Saving Now

In this short course, we help you understand how the HSA works and how you can make it work for you.

Use and manage your account

Managing your health savings account (HSA)

Learn how to manage your HSA so you can save on taxes and pay for qualified medical expenses.

How to use an HSA

Watch this video to learn how to make deposits to and withdrawals from your HSA.

Transfer your HSA

Do you have a health savings account (HSA) with another provider? Save time by combining your HSAs into one account with Optum Bank.

Calculators and tools

Qualified medical expenses

Use our qualified medical expense tool to filter by account type and expense type to see if it qualifies.

Health savings account calculator

Use this calculator to estimate your contributions, forecast your tax savings and explore how your HSA can grow over time.

Health savings checkup tool

The Optum Bank Health Savings Checkup tool gives you a personalized estimate of health care costs in retirement so you can be prepared.

Planning and investing

Using your HSA investment in the future

Learn how to invest your health savings account (HSA) funds with Optum Bank. Explore investment options, strategies and tools to grow your health savings. 

Is your future fully funded?

Funding your health savings account (HSA) today may help you prepare for expected and unexpected health care costs tomorrow.

Use your HSA for retirement savings

A health savings account (HSA) can be a powerful tool for retirement planning. Learn to grow your savings and prepare for future health care costs.

Webinar: HSA investing made easy

Learn how to invest part of your HSA in mutual funds.

Optum Bank Academy

Optum Bank Academy

Enhance your understanding of health benefits accounts with Optum Bank Academy. Access educational courses, webinars and more.