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HSA sign in

  • Check your balance
  • Manage contribution
  • Reimburse yourself
  • Pay a bill

How to transfer your HSA

Multiple HSAs? Consolidating your funds into one account with Optum Bank is easy.

FSA sign in

  • Check your balance
  • Upload receipts
  • Track your claims status

Shop and save

Your payment card is the fast, easy way to save on all kinds of everyday eligible health items.

Health benefit accounts resources

Learn how to make the most of your health benefit account. 

Explore by:

HSA  |  FSA  |  HRA  |  DCFSA  |  Calculators and tools  |  Mobile app  |  Payment card  |  Optum Bank Academy

HSA resources

View all HSA resources

Managing your health savings account (HSA)

Learn how to manage your HSA so you can save on taxes and pay for qualified medical expenses.

Transfer your HSA

Do you have a health savings account (HSA) with another provider? Save time by combining your HSAs into one account with Optum Bank.

Manage your HSA contributions

Are you taking full advantage of all your HSA's tax benefits by contributing the maximum each year?

FSA resources

View all FSA resources

What is a flexible spending account (FSA)?

Watch this video on what health care flexible spending accounts (FSAs) are and how they work.

Spend down your FSA funds

Have you used all your FSA funds yet? Learn more about what you can spend remaining funds on.

What is a limited purpose FSA?

Watch this video to learn more about why pairing a limited purpose FSA with an HSA might be a smart choice.

HRA resources

Manage your HRA claims

Learn how to file Health Reimbursement Arrangement (HRA) claims and get reimbursed with Optum Bank. Simple steps and support resources.

DCFSA resources

Manage your DCFSA claims

Learn how to file claims and receive reimbursements for eligible dependent care FSA expenses thru Optum Bank. Simple steps and helpful resources included.

What is a dependent care FSA?

Watch this video to learn how you can use tax-free money to pay for dependent care.

Calculators and tools

Qualified medical expenses

Use our qualified medical expense tool to filter by account type and expense type to see if it qualifies.

Health savings account calculator

Use this calculator to estimate your contributions, forecast your tax savings and explore how your HSA can grow over time.

Health savings checkup tool

The Optum Bank Health Savings Checkup tool gives you a personalized estimate of health care costs in retirement so you can be prepared.

Mobile app resources

Optum Bank mobile app

With an app, artificial intelligence and Apple Pay, Optum Bank has made it even easier to save and pay for qualified medical expenses.

Payment card resources

HSA-FSA card: Pay the smarter way

Your card is the most convenient way to pay for all qualified expenses. Plus, you save up to 30% since you’re using pretax dollars. Learn how here.

Shop and save

Learn how to use your HSA–FSA card online and in store to pay for and save on medical expenses like doctor visits, medicine and more.

Digital wallet: The easier way to pay on the go

Add your HSA card to your phone or watch and always have access to your account funds.

Optum Bank Academy

Optum Bank Academy

Enhance your understanding of health benefits accounts with Optum Bank Academy. Access educational courses, webinars and more.