Optum Bank mobile app

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HSA sign in

  • Check your balance
  • Manage your contribution
  • Reimburse yourself
  • Pay a bill
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Grow your HSA

HSA resources

How to transfer your HSA

Multiple HSAs? Consolidating your funds into one account with Optum Bank is easy.

Learn more

FSA sign in

  • Check your balance
  • Upload receipts
  • Track your claims status
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Save with an FSA

FSA resources

Shop and save

Your payment card is the fast, easy way to save on all kinds of everyday eligible health items.

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Related resources

Health account comparison

HSAs, FSAs and HRAs all offer ways to pay for health care costs and save on taxes.

See how they compare

Contact us

Find phone numbers, email addresses or other contact information for Optum Bank products and services.

Account holder contact information

  • For questions about
    Contact information

    Optum Bank Health savings account (HSA) 

    • Call

      Our customer support center is available 24/7 at 1-866-234-8913

    • Account sign in

      Sign in for self-help tools and assistance

    UHC HSA

    MyCDH HSA

    Flexible spending account (FSA)

    Health reimbursement arrangement (HRA)

    Dependent care flexible spending account (DCFSA)

    Medicare Advantage medical saving account (MSA)

    • Call

      Our customer support center is available 24/7 at 1-855-893-2300

    • Account sign in

      Sign in for self-help tools and assistance

    Commuter benefits

    COBRA

    • Call

      Our customer support center is available 7 a.m.– 6 p.m. CT, Monday–Friday at 1-855-687-2021

    HealthSafe ID

  • For questions about
    Contact information

    Optum Financial

  • For questions about
    Contact information

    Retiree reimbursement account (RRA)

    • Call

      Our customer support center is available 7 a.m.–7 p.m. CT, Monday–Friday at 1-877-298-2322 

  • For questions about
    Contact information

    Verify check

    • Call

      Optum Bank consumer check payment verification support is available 7 a.m.–6 p.m. CT, Monday–Friday at 1-844-343-3690

  • For questions about
    Contact information

    Prepaid card

    • Call

      Our customer support center is available 24/7 at 1-877-370-5329

Industry professional contact information

  • For questions about
    Contact information

    Optum Bank employer support

  • For questions about
    Contact information

    Optum Pay provider portal and health plan support

    • Call

      Our customer support center is available 7 a.m.–6 p.m. CT, Monday–Friday at 1-877-620-6194

    • Account sign in

      Sign in to find self-help tools and assistance

Additional account support resources

Customer service line

If you need more help, call our customer service support line at 1-866-234-8913.

Business support for industry professionals

Get resources and support for health care providers, payers and partners.

Health savings accounts (HSAs) are individual accounts held at Optum Bank®, Member FDIC, unless otherwise indicated, and administered by Optum Financial, Inc. or ConnectYourCare, LLC, an IRS-Designated Non-Bank Custodian of HSAs, a subsidiary of Optum Financial, Inc. Neither Optum Financial, Inc. nor ConnectYourCare, LLC is a bank or an FDIC insured institution. HSAs are subject to eligibility requirements and restrictions on deposits and withdrawals to avoid IRS penalties. State and/or local taxes may still apply. Fees may reduce earnings on account. Refer to your HSA account agreement for details.

Flexible spending accounts (FSAs), dependent care assistance programs (DCAPs), health reimbursement arrangements (HRAs), Commuter and Parking Benefits, Tuition Assistance Plans, Adoption Assistance Plans, Surrogacy Assistance Plans, Wellness Benefits, and Lifestyle Accounts (collectively, “Employer-Sponsored Plans”) are administered on behalf of your plan sponsor by Optum Financial, Inc. or ConnectYourCare, LLC and are subject to eligibility and restrictions. Employer-Sponsored Plans are not individually owned and amounts available under the Employer-Sponsored Plan are not FDIC insured.

This communication is not intended as legal or tax advice. Consult a legal or tax professional for advice on eligibility, tax treatment, and restrictions. Please contact your plan administrator with questions about enrollment or plan restrictions.

Apple, the Apple logo, Apple Pay, Apple Watch, iPad, iPhone, iTunes, Mac, Safari and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. iPad Pro is a trademark of Apple Inc. Android, Google Play and the Google Play logo are trademarks of Google LLC. Data rates may apply.

© 2026 Optum, Inc. All rights reserved. Stock photos used.